Showing posts with label Fininvest uk. Show all posts
Showing posts with label Fininvest uk. Show all posts

Saturday, 7 April 2012

Avoid the queues and drive your fuel costs down with Fasano UK





Dear Reader

With the cost of fuel spiralling upwards and a possible strike by tanker drivers restricting supply, Fasano Business Gallery UK has some handy hints on how to improve your fuel economy, We asked our resident expert on everything, Truman, for ways in which to save money on everyday motoring.

Lose some weight. Only carry what you need in the car for that day, remove items from the boot or child car seats if they are not to be used.

Don't get lost. Make sure you know where you are going as detours cost you time and extra fuel.

Think about walking. Sometimes that trip to the local shop is just as quick if you walk and you get some exercise too!

Get Streamlined. Roof rails and boxes give lots of drag and can increase your fuel consumption by 25%. Only have them attached when you need to use them.

Don't rev it up! If you are one of these people who like to be first away from the lights just consider that speeding and accelerating quickly can increase fuel consumption by 33%.

Think about Tyres. Getting your tyre pressures right will save you money. Try and check the pressure every month.

You can also look at the cost of your motor insurance as a way of improving your overall motoring efficiency. Visit www.GoCompare.co.uk for a competitive car insurance quote today. 

You can get more hints and tips and news and views from Fasano on Twitter @fasanomultibank


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Thursday, 8 March 2012

The Best Business Credit Cards for UK Business



Visit www.fasano.co.uk
The Best Business Credit Cards For UK Businesses


There are many advantages to using a business credit card for the expenses associated with your business. Business credit cards can help you build credibility, manage accounts, sort out employee expenses and give your business the same kind of cashback and loyalty rewards that you receive on your personal credit card.

It's true. A few years back, the credit card companies began getting competitive in the field of personal credit cards. They started offering airline miles, hotel stays, cash back and other rewards to customers who used their credit cards to pay for purchases. Now the competition is heating up in the business credit cards market, and those same types of rewards are beginning to show up in loyalty programmes aimed at busineses.

Of course, the loyalty programmes are tailored toward the sorts of rewards that are most valuable to your business. Those include the typical airline and hotel miles - after all, the large majority of UK travel is still for business rather than pleasure. Why shouldn't your business reap the rewards of frequent purchases? But there are other business credit card rewards being offered as well - rewards that can help your company cut expenses on products that you use - office supplies, petrol for your company cars and other business expenses of the sort.

If you're looking for the best business credit card for your business, we can help. The easy to read charts make it easy to compare business credit cards, and the informative articles and credit card reviews can help you easily choose the credit card that will be best for your business.

Useful link
Savings Accounts and Bonds
Sources: FASANO UK, legal and Financial Independent Experts
and FININVEST, Finance and Investmensts

Saturday, 18 February 2012

Super Complaint: Consumers beat banks' currency fees


Sign Up FREE @ Fasano UK, Independent Legal & Financial Experts

Five of the UK's biggest banks and other credit card companies have agreed to scrap some of the fees travellers are hit with when buying foreign currency.

The firms have also pledged to display other charges more clearly in their monthly and annual statements.
The move follows pressure from the Office of Fair Trading (OFT), which has been investigating a super complaint from watchdog Consumer Focus.

The fair deal campaigners said it believed consumers spend around £1bn a year on exchanging money.
It added that charges for using debit or credit cards overseas were unnecessarily complex and confusing, adding that phrases such as "0% commission" and "competitive exchange rates", were misleading.
The watchdog pointed out that it costs banks and credit card providers an average of 9p and 37p respectively to process debit and credit card payments.

But charges for buying currency with a card are typically 1.5% to 2% of the amount converted, meaning a holidaymaker trying to convert £500 into euros could be charged up to £30 to do it.

Five companies, including Lloyds, Barclays (LSE: BARC.L - news) and RBS (LSE: RBS.L - news) , have agreed to scrap the charges.

OFT chief executive John Fingleton said they are "very pleased" that the travel money industry has welcomed the changes.

"Companies should be earning profits by competing to provide the best value products and services, not through charges that are hard for customers to identify or interpret," he said.

He said the new changes should reduce confusion about the charges that apply when buying travel money in the UK or using cards overseas.

"(We) hope they will allow holidaymakers to be far better informed when making choices about how they spend abroad," he said. "This should drive greater competition in the UK travel money market."

Chief Executive of Consumer Focus, Mike O'Connor, told Sky News the move to scrap debit card charges was a "great victory" for the organisation.

He said: "We spend about £27bn when we travel abroad. Now it will cost you less, so the pressure is on...the banks: do it in time for summer."

Mr O'Connor also called for the banks' review on 0% commission to be completed swiftly.

Saturday, 27 August 2011

Help! My work history isn't UK-based

That has now finished and I have been looking for a job in the industry that I have succeeded in for over 15 years. I have held many levels of position, run successful departments and I am a loyal, committed, hard worker.

I am a dedicated, organised multi-tasker, have a degree, speak languages, and have great technical skills – you name it, I have the experience.

My problem is no one wants to hire me because I have never worked in the UK. I have worked with two recruitment agencies (a joke because of their level of service and lack of support) and every time I find a job on their site they say I'm not qualified simply because I have never worked here.

Everyone I know tells me not to get desperate, that I am good at what I do and times are tough, but it is getting very trying when I can't even get the individuals who are qualified and connected to assist me. How am I ever going to gain UK experience if no one is prepared to provide an opportunity? I am willing to take an entry role at lower pay as I know I need to start at the beginning again and I am not afraid to do so, but I have not even been considered for that either. Every day I apply for three to six jobs online. I am frustrated at where I am at.

Pete says:

I wish I knew two things: the nature of the industry in which you've clocked up 15 years of successful experience; and which country you were in while you were doing so. On the face of it, it does seem very odd that no potential employer in the UK seems to think your previous experience and qualifications count for anything in this country.


There's always the possibility, of course, that employers are using your lack of local experience as a convenient and seemingly objective reason for turning you down when their real reasons may be altogether different.

More positively (and improbable as it may seem to you) I suggest you try to turn this apparent obstacle into a small but potentially important advantage. Somewhere in your favoured industry I assume there must be at least one British-based company that has some dealings with the country you previously worked in. Meticulous research should enable you to identify it – or, possibly, even them. Don't wait for any such opening to show up on a recruitment agency site; you need to take the initiative yourself – as you've already done with some relative success.

Put yourself in the shoes of such a company and present your background as a positive attraction. Show how your knowledge of this other market could be of particular value to them. With any luck, you'll find that a few thoughtful and well-targeted applications prove more successful than your blanket approach.
Readers say:

I have always gained employment by approaching the companies that I would like to work for. On three occasions roles have actually been created for me when none were advertised. Employers like to see a proactive approach. Skip the employment agencies. MrsDaisyP

Use your unique cultural perspective to market yourself. Whatever country you come from, there will be someone who wants to know how to do business in that country. Try trade associations, chambers of commerce and see if you can't sell your services as a consultant. Don't work for nothing though. You have too much going for you, and that also sets the tone and makes employers expect other people to do it. horizon10

So much of getting a job, regardless of qualifications, is not what but who you know. Make sure everyone you know knows you're looking for work and ask them to keep an ear out for anything that might suit you. I'm also not originally from the UK, and the best jobs I've got have been through the "hometown mafia" – people who've also moved here to work and who knew me and were happy to recommend me. Personal recommendation goes a long way, especially when the market's tight, and a lot of companies pay staff who do recommend someone and they pass probation, so it's a win-win … tarnarama


I am 54 and currently unemployed. Over the last three years I have left two jobs due to bullying and had spells of unemployment in between. One job lasted four months and another in the civil service lasted 18 months. I had spent the last six months in the latter job desperately searching for another and then events took a turn for the worse and I resigned as life had become impossible. Prior to the last three years I had an unbroken employment record stretching back 20 years, encompassing team-leading and office management.

As you can imagine, I am feeling demoralised with what seems to be constant job hunting and frustration. I didn't pursue the bullying in either case as I was just so glad to get out. I have had interviews but I get very tense about them and feel I don't perform well. On the plus side I do voluntary work to keep busy and acquire new skills (minute-taking, PR, book reviews) and I have finally learned to touch type. I have also taken up wildlife photography and am busily upgrading my IT skills.

I've always done admin work and have key transferable skills to offer any employer but am apprehensive about encountering another repressive regime. There's also the after-effects of the bullying.


By the sound of it, all your 20-year work experience was with big organisations. My very strong instinct is that you should now be thinking of becoming a valued part of something very much smaller. You're obviously an intelligent and enterprising person, with multiple skills and interests. At 54, I doubt if you're looking for a great new Career with a capital C. The sort of job that would suit you best may not even be advertised anywhere.

Many small- and medium-sized businesses would find what you can offer extremely attractive: and the chances are, you'll only find out about them through personal contacts. The job may even not have a precise name. (In many such firms, they say: "Oh, Molly looks after all that.") If you involve all your friends and acquaintances, and all the people you meet doing your voluntary work, you may be surprised to find what a potentially wide network of contacts you have at your disposal. And at the end of such a search, no intimidating interviews, no repressive regimes, no hierarchies: just an opportunity to be useful and appreciated and to find your confidence again.


Have you thought about temping? I quit my last job rather suddenly, and without anything to go to, but I chased a job I saw on a website which was advertised through an agency and I have been there for several months on a rolling contract, which looks like it will continue for some time yet.

My confidence was pretty low when I resigned and I was very apprehensive about working anywhere else but like you I had an unblemished work record and a fair few admin skills. I now work for a very good company and have got to know some lovely new colleagues and the job is well within my scope. I'm much happier and feel more confident now. Don't let the bullies win – good luck! besidethesea

I think you've been pretty brave leaving jobs, even if the bullying has knocked your confidence. Keep that in mind: a lot of people stick at a job and put up with the crap because it offers security, but it's a hell of a price to pay. Again, ask people you know if they can keep an eye out for potential jobs for you. If you have 20 years' experience, then surely there are ex-colleagues who've moved on elsewhere and would recommend you? tarnarama

• I have been in this situation and would recommend counselling. It wasn't until 18 months after I had left that I realised it had affected me more than I had realised.

I was becoming scared of getting back to work [and] I signed up for some counselling with a local voluntary organisation provider. The counsellor I worked with was trained in transactional analysis – she was great, we really focused on what the issue was … which helped me get my confidence back. And taught me how to handle some situations in a different way in the future. I only attended for seven weeks – I felt that was enough – and it definitely helped. runningwild

• Don't mention your history of being bullied when you go for interviews. The old expression "no smoke without fire" could be applied here – and there will be many who will assume the problem is with you. So don't let them. ExBrightonBelle


Have your say:

Tuesday, 15 September 2009

July property prices show first real rise since 2007




July property prices show first real rise since 2007Monday 14th September 2009

Remortgaging figures are still weak, but lending for house purchase showed its first material annual growth in July for the first time since early 2007, according to figures from the Council of Mortgage Lenders. (CML)

Home buyers borrowed GBP 14.5 billion, which is a significant rise on the second month running, but still 42 per cent lower than the figures for July last year.

Within this, house purchase lending accounted for 56,000 loans totalling £7.5 billion - up from 47,000 loans totalling £7.1 billion in July last year.

This lending splits down into 20,400 first-time buyer loans and 35,700 home mover loans in July, up 18 per cent and 28 per cent respectively on June. But compared with a year earlier, the rise in first-time buyer numbers was higher, up 22 per cent compared with a 17 per cent rise in the number of movers.

In terms of product choice, over three quarters of mortgages taken out in July were at fixed rates, with borrowers able to lock in to an average fixed rate of 4.7 per cent, well below the average of 5.57 per cent over the past decade.

Commenting on the latest survey data, CML economist Paul Samter said: “It's tempting to call the turn in the mortgage market at this point, and there is certainly concrete evidencethat lending for house purchase is increasing. But there are still constraints affecting the lending industry's capacity to fund increased lending, as well as less consumer motivation to remortgage for the time being. The overall lending picture is likely to stay relatively subdued for some time, especially as the wider economy is far from robust as yet."




Tuesday, 1 September 2009

Finivest The Group

With an estimated overall value of around €6 billion, revenues of more than €6 billion and 20,000 employees, the Fininvest Group is one of Italy’s leading companies and a world leader in media and entertainment, sectors in which, since the mid nineties, the company has increasingly concentrated its efforts.

Begun around fifty years ago, the history of the Group founded by Silvio Berlusconi has been marked by success, linked firstly to an avant-garde approach to real estate and subsequently in a number of highly innovative sectors.

Underlying the success of Fininvest is an entrepreneurial vision that is attentive to changes in society and the evolution of markets, a vision that is sustained by a spirit of initiative that is able to look creatively at the most advanced sectors of the economy.

It was precisely these characteristics that led, in the late seventies, to the decisive intuition; the possibility of reaching households directly through television. Combined with the philosophy of service developed by Fininvest in its previous experience, this lead to a dual approach to television: on the one hand as a means of satisfying the public’s demand for entertainment and information, and, on the other, the opportunity for companies to find new space for commercial communication. This intuition formed the basis for Fininvest’s rapid growth and had, at the same time, a marked impact on the economic growth of the country.

Today the Group is engaged in important challenges along the lines identified for the development of its core business: the process of internationalisation, which now sees 30% of revenues generated outside Italy, a close attention to innovation and the opportunities offered by technological development and the continuous reinforcement of content, which has become increasingly important with the multiplication of distribution platforms.

In the context of the Italian economy, Fininvest is undoubtedly a prime example of the value of enterprise and is an irreplaceable element in the country’s cultural and civic growth. Thanks, yet again, to the clarity of its strategic choices, the excellence of its operating companies, a solid financial basis and, above all, the extraordinary qualities of the people who work in the Group, who have, from the beginning, represented its main assets.

Finivest holding

Fininvest is the holding company of one of the world’s leading media groups with a leadership position in commercial television and cinema, through Mediaset and its subsidiary Medusa, in publishing, through Mondadori, as well as in sport, through A.C. Milan. The Group also holds, together with the Doris Group, an important stake in the Mediolanum Group, one of Italy’s leading companies specialised in banking, insurance and financial services.

Created as a family business, Fininvest subsequently opened up its most important companies to investors (Mediaset, Mondadori and Mediolanum are all listed on the Milan stock exchange) and can today count on the confidence of around 300,000 shareholders, from individual private investors of Italian and international financial institutions.

In the middle of the 1990s, the Fininvest Group conducted an extensive reorganisation process to focus on its core business, media and entertainment, investing over the last twelve years some €17 billion. This strategic decision has also had an extremely positive impact on the Group’s operating profitability (in terms of operating profit as a proportion of revenues) which has increased to more than five times the 4% of 1996.