Go shopping, Get Rewarded ... With Orange Pre paid Card.

the benefits

The Orange Cash prepaid MasterCard®rewards you when you buy things and helps you stay on top of your spending.

get rewarded as you spend

When you spend Orange Cash instead of notes and coins, you get rewards that can be exchanged for Orange shop vouchers, which might be handy for buying a new phone. And if you’re an Orange PAYG customer, you’ll also be able to get free minutes, texts or credit as well. You collect one point for every £1 you spend, then exchange your points for rewards*.

And remember, you can use your points to top up your friends and family Orange pay as you go phones too. Just have a look at the table below to see what your rewards could get you.

rewards

Points	mins	or texts	or credit	or ORL Voucher
100	20	150	-	-
200	50	500	-	-
500	200	Unlimited for 1 Month	£5	£5
2000	1000	Unlimited for 6 Months	£20	£20

Orange Cash rewards are only available on eligible purchases*.
* Eligible Purchases = purchase of goods or services based on cleared transactions except for: – Refunded transactions (example refund in a shop or a disputed transaction) – Gambling transactions (based on Gambling MCC code) – Account to Account transfers – ATM withdrawals – Fees/charges to card account – Airtime top-ups

it’s quicker and easier to pay

Your Orange Cash card comes with PayPass contactless payment technology, the quick and easy way to pay for those smaller items of £15 or under - like a cup of your favourite coffee or a bite to eat. Just tap your card on any reader wherever you see the contactless symbol and you've paid!

covered for loss and theft

Since it comes with Chip and PIN security, you can use Orange Cash with complete confidence. Plus you’re protected if you lose it or it gets stolen, if you report it straight away. Find out more

Summary of Orange Cash terms: Your Orange Cash card can be used anywhere that MasterCard is accepted, except self service petrol station pumps. There’s a fee for cash withdrawals, but none for paying by card in stores or online (apart from payments to gambling websites). Online statements are free.In certain circumstances, you may have to pay a fee to get back any money loaded on toy your card . Remember that you may have to pay to top up your Orange Cash card in some places, including Post Office ® branches where it costs £1.50. You have to be over 13 to apply for an Orange Cash card. If you are under 18 years of age you must obtain permission from a parent or guardian. The Orange Cash prepaid MasterCard® is issued by Barclays Bank PLC pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. This card is an electronic money product. The electronic money associated with this card is provided by PrePay Technologies Ltd, a company regulated by the Financial Services Authority for the issuance of electronic money. PrePay Technologies Ltd is a registered service provider of Barclays Bank PLC.

Fasano, financial experts.

Housing fraud informants to receive rewards of up to £500

The government is to offer cash rewards of up to £500 to people who report neighbours they suspect are unlawfully subletting their council home.

Ministers have been told that between 50,000 and 200,000 social rented homes in England are occupied by unauthorised tenants, at a time when waiting lists are full and housing projects have stalled.

They are expected to target 8,000 tenancy cheats in a first wave of investigations this week across 145 local authorities after a trawl of council records by the Audit Commission. There is a growing crisis as demand for social housing has soared during the recession. About 1.8m households are on waiting lists in England, while just 60,000 social homes have been built in the past two years.

Unlawful subletting is a serious problem in London, where the shortage of accommodation means unscrupulous social tenants can charge subletters four times the amount they pay in rent to their council or housing association landlord.

One housing association told the Guardian it had reclaimed one of its London properties from a tenant who had made £32,000 over three years from unlawful subletting. During that period he had been living in France in a house he had bought. That association is currently investigating 56 suspected cases of unlawful occupation.

It is estimated that about one in 20 social homes are unlawfully acquired or sublet in London alone. Figures show that one in nine families in London are on a housing waiting list, while almost 13,000 families in the capital are classified as homeless.

John Healey, the housing minister, said last night: "We can't allow cheats to hang on to the tenancies of council houses they don't need and don't live in."

The crackdown will be difficult for subletters, who have no rights or protection if a social home is reclaimed, and who can be evicted in as few as seven days.

Healey will this week publish new guidance urging housing officers to make regular unannounced visits to high-risk properties, such as homes in multistorey blocks in sought-after city centre locations, homes with two or more bedrooms, and where rent is paid in cash.

Landlords will be told to make regular audits of their tenancies, set up hotlines to enable anonymous reporting, and adopt a range of measures including taking photographs of new tenants to keep on an electronic tenancy agreement database.

The guidance, drawn up for ministers by the Chartered Institute of Housing, calls on officers to use "settling-in visits", traditionally undertaken to ensure the new tenant is comfortable, as an opportunity to "detect any suspicious activity."

It will also urge councils and housing associations to reclaim empty "non-occupied" – council and housing association homes, where tenants no longer live at the property but continue to claim housing benefit there. Experts suspect tens of thousands of properties currently lying unused in this way could be freed up.

See also: Nosy neighbours offered £500 rewards by council to spy on residents. >>>>

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