This card has been designed for clients with a bad or no credit history.

Over 300,000 People have enjoyed the benefits of this card and are building their credit history.

• Low, easy-to-manage credit limit from £100
• A credit limit increase after four months if you manage your account responsibly"
• Register for email alerts to help you stay in control

Before you apply, check you're eligible

We're more likely to accept you if:

• You're over 18
• You have some history of managing your credit even if you have had CCJs or defaults in the past
• You are on the electoral roll

We're not likely to accept you if:

• You've never had credit in the UK before
• You have been declared bankrupt in the last 12 months

Please note that meeting these criteria does not guarantee acceptance